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FHA Loan Types There are many different types of FHA loans to choose from. The right one for you will depend on your needs. The FHA offers fixed rate loans and arm loans.
Requirements: The FHA loans is one of few options for homebuyers with less than perfect credit. It was developed for individuals and families with moderate means to be able to comfortably get into a home of their own. If your credit is less than perfect and you can show you have the income to carry a mortgage, you are eligible to apply for an FHA loan.